/* ============================================================
   BATON Financial Services — rebuilt site
   Palette and typeface recovered from the site's own stylesheet:
   navy #336195 / deep #264b71 / sky #6ab3e8 / pale #f0f5f9,
   text #52565b, Roboto.
   ============================================================ */

@font-face {
  font-family: 'Roboto';
  src: url('../font/Roboto.woff2') format('woff2');
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}

:root {
  --navy: #336195;
  --navy-2: #2a5482;
  --navy-dk: #264b71;
  --navy-deep: #1b3852;
  --sky: #6ab3e8;
  --sky-2: #4b9ed9;
  --sky-pale: #eaf3fb;
  --pale: #f0f5f9;
  --pale-2: #f7fafd;
  --ink: #1d2b38;
  --text: #52565b;
  --soft: #6e7883;
  --line: #dbe4ee;
  --line-2: #c3d3e4;
  --white: #fff;
  --wrap: 1160px;
  --radius: 6px;
  --radius-lg: 12px;
  --shadow-sm: 0 1px 2px rgba(20, 45, 80, .06), 0 2px 8px rgba(20, 45, 80, .05);
  --shadow-md: 0 6px 24px rgba(20, 45, 80, .10);
}

*, *::before, *::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Roboto', 'Helvetica Neue', Arial, sans-serif;
  font-size: 17px;
  line-height: 1.62;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img, svg, video, iframe { max-width: 100%; }
img { height: auto; display: block; }

h1, h2, h3, h4 {
  color: var(--navy);
  font-weight: 700;
  line-height: 1.18;
  letter-spacing: -.012em;
  margin: 0 0 .6rem;
}

h1 { font-size: clamp(2.1rem, 4.4vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 2.7vw, 2.4rem); }
h3 { font-size: 1.15rem; }
h4 { font-size: 1rem; }

p { margin: 0 0 1rem; }
p:last-child { margin-bottom: 0; }

a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--sky-2); }

ul, ol { margin: 0 0 1rem; padding-left: 1.15rem; }
li + li { margin-top: .35rem; }

strong, b { font-weight: 700; color: var(--ink); }

.wrap { width: 100%; max-width: var(--wrap); margin-inline: auto; padding-inline: 24px; }
.wrap-narrow { max-width: 800px; }
.wrap-wide { max-width: 1280px; }
.center { text-align: center; }
.center .lead { margin-inline: auto; }

.mono { font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: .88em; }
.lead { font-size: 1.16rem; color: var(--text); max-width: 62ch; }
.small { font-size: .9rem; }
.tiny { font-size: .8rem; }
.muted { color: var(--soft); }
.mt-1 { margin-top: .5rem; } .mt-2 { margin-top: 1.1rem; } .mt-3 { margin-top: 1.8rem; } .mt-4 { margin-top: 2.6rem; }
.mb-0 { margin-bottom: 0; }

.eyebrow {
  display: inline-block;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--sky-2);
  margin: 0 0 .7rem;
}

.rule { display: block; width: 46px; height: 3px; border-radius: 2px; background: var(--sky); margin-bottom: 1rem; }
.rule--sky { background: var(--sky); }
.rule--white { background: rgba(255, 255, 255, .85); }
.center .rule { margin-inline: auto; }

.skip {
  position: absolute; left: -9999px; top: 0; z-index: 200;
  background: var(--navy); color: #fff; padding: .8rem 1.1rem; border-radius: 0 0 var(--radius) 0;
}
.skip:focus { left: 0; }

/* ------------------------------------------------------------- header */
.site-header {
  position: sticky; top: 0; z-index: 90;
  background: rgba(255, 255, 255, .94);
  backdrop-filter: saturate(1.4) blur(8px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .25s ease, border-color .25s ease;
}
.site-header.is-stuck { box-shadow: 0 2px 14px rgba(20, 45, 80, .08); border-color: transparent; }

.header-inner { display: flex; align-items: center; gap: 1.4rem; min-height: 70px; }

.brand { display: flex; align-items: center; gap: .6rem; flex: 0 0 auto; }
.brand img { height: 30px; width: auto; }
.brand span { font-size: .7rem; color: var(--soft); letter-spacing: .06em; text-transform: uppercase; }

.nav { display: flex; align-items: center; gap: .2rem; margin-left: auto; }
.nav > li { list-style: none; }
.nav a {
  display: inline-block;
  padding: .55rem .8rem;
  font-size: .95rem;
  font-weight: 500;
  color: var(--navy);
  border-radius: var(--radius);
}
.nav a:hover, .nav a:focus-visible { background: var(--pale); color: var(--navy-dk); }
.nav a[aria-current="page"] { color: var(--navy-dk); box-shadow: inset 0 -2px 0 var(--sky); border-radius: 0; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  font-family: inherit; font-size: .95rem; font-weight: 700; line-height: 1.2;
  padding: .78rem 1.35rem;
  border: 1px solid transparent; border-radius: var(--radius);
  cursor: pointer; text-align: center;
  transition: background-color .18s ease, color .18s ease, border-color .18s ease, transform .18s ease;
}
.btn:active { transform: translateY(1px); }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-dk); color: #fff; }
.btn--sky { background: var(--sky-2); color: #fff; }
.btn--sky:hover { background: #3f8dc4; color: #fff; }
.btn--ghost { border-color: var(--line-2); color: var(--navy); background: #fff; }
.btn--ghost:hover { border-color: var(--navy); color: var(--navy); background: var(--pale); }
.btn--on-dark { border-color: rgba(255, 255, 255, .45); color: #fff; background: rgba(255, 255, 255, .06); }
.btn--on-dark:hover { background: rgba(255, 255, 255, .14); color: #fff; }
.btn--white { background: #fff; color: var(--navy); }
.btn--white:hover { background: var(--pale); color: var(--navy-dk); }

.nav-cta { margin-left: .4rem; }

.nav-toggle {
  display: none;
  align-items: center; justify-content: center;
  width: 42px; height: 42px; margin-left: auto;
  background: #fff; border: 1px solid var(--line-2); border-radius: var(--radius);
  cursor: pointer; padding: 0;
}
.nav-toggle span { display: block; width: 18px; height: 2px; background: var(--navy); border-radius: 2px; position: relative; }
.nav-toggle span::before, .nav-toggle span::after {
  content: ''; position: absolute; left: 0; width: 18px; height: 2px; background: var(--navy); border-radius: 2px;
}
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }

.drawer {
  position: fixed; inset: 0 0 0 auto; z-index: 120;
  width: min(360px, 88vw);
  background: #fff; box-shadow: -12px 0 40px rgba(15, 35, 60, .18);
  transform: translateX(102%); transition: transform .28s ease;
  display: flex; flex-direction: column; padding: 1.1rem 1.3rem 1.6rem;
  overflow-y: auto;
}
.drawer[data-open="true"], .drawer.is-open { transform: translateX(0); }
body.no-scroll { overflow: hidden; }
.drawer-close { align-self: flex-end; background: none; border: 0; font-size: 1.6rem; line-height: 1; color: var(--navy); cursor: pointer; padding: .2rem .5rem; }
.drawer ul { list-style: none; margin: 1rem 0 1.4rem; padding: 0; }
.drawer li + li { margin-top: .1rem; }
.drawer a { display: block; padding: .7rem .2rem; font-weight: 500; color: var(--navy); border-bottom: 1px solid var(--line); }
.drawer a[aria-current="page"] { color: var(--sky-2); }
.drawer .btn { width: 100%; }
.scrim {
  position: fixed; inset: 0; z-index: 110; background: rgba(16, 34, 55, .45);
  opacity: 0; pointer-events: none; transition: opacity .28s ease;
}
.scrim[data-open="true"] { opacity: 1; pointer-events: auto; }

/* ------------------------------------------------------------- hero */
.hero {
  position: relative;
  isolation: isolate;
  color: #fff;
  background: var(--navy-dk);
  padding: clamp(64px, 9vw, 108px) 0 clamp(64px, 8vw, 96px);
  overflow: hidden;
}
.hero__bg { position: absolute; inset: 0; z-index: -2; }
.hero__bg img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.hero::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(100deg, rgba(15, 38, 62, .90) 0%, rgba(20, 50, 82, .74) 50%, rgba(28, 66, 104, .44) 100%);
}
.hero h1 { color: #fff; max-width: 20ch; margin-bottom: .9rem; }
.hero p { color: rgba(255, 255, 255, .92); font-size: clamp(1.02rem, 1.5vw, 1.24rem); max-width: 56ch; }
.hero .eyebrow { color: #a9d4f4; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: 1.7rem; }
.hero--short { padding: clamp(48px, 6vw, 74px) 0; }
.hero--short h1 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); }
.hero--plain { background: linear-gradient(115deg, var(--navy-deep), var(--navy) 60%, #3b74a8); }
.hero--plain::after { display: none; }

.page-hero { background: var(--pale); border-bottom: 1px solid var(--line); padding: clamp(40px, 5vw, 64px) 0; }
.page-hero h1 { margin-bottom: .4rem; }
.page-hero .lead { color: var(--text); }
.crumbs { font-size: .82rem; color: var(--soft); margin-bottom: .8rem; }
.crumbs a { color: var(--soft); }
.crumbs a:hover { color: var(--navy); }
.crumbs span { color: var(--line-2); margin: 0 .4rem; }

/* ------------------------------------------------------------- sections */
.section { padding: clamp(48px, 6.4vw, 88px) 0; }
.section--pale { background: var(--pale); }
.section--white { background: #fff; }
.section--navy { background: var(--navy-dk); color: rgba(255, 255, 255, .9); }
.section--navy h2, .section--navy h3 { color: #fff; }
.section--navy .lead { color: rgba(255, 255, 255, .86); }
.section--sky { background: var(--sky-pale); }
.section-head { margin-bottom: clamp(26px, 3.4vw, 44px); max-width: 760px; }
.section-head.center { margin-inline: auto; }
.section-head .lead { margin-bottom: 0; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 4vw, 60px); align-items: center; }
.split--wide { grid-template-columns: 1.1fr .9fr; }
.split--narrow { grid-template-columns: .85fr 1.15fr; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: clamp(18px, 2.4vw, 30px); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px, 2.4vw, 30px); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(16px, 2vw, 26px); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: clamp(20px, 2.2vw, 28px);
}
.card h3 { margin-bottom: .35rem; }
.card p { font-size: .96rem; margin-bottom: 0; }
.card--icon { text-align: center; }
.card--icon img { width: 54px; height: 54px; object-fit: contain; margin: 0 auto .9rem; }
.card--icon h3 { font-size: .95rem; letter-spacing: .06em; text-transform: uppercase; color: var(--navy); }
.card--icon p { font-size: .9rem; color: var(--text); }
.card--flat { background: transparent; border: 0; padding: 0; }
.card--lift { transition: transform .2s ease, box-shadow .2s ease; }
.card--lift:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

.icon-row { display: flex; align-items: flex-start; gap: 1rem; }
.icon-row img { width: 52px; flex: 0 0 auto; }
.icon-row h4 { margin-bottom: .2rem; }
.icon-row p { font-size: .95rem; margin: 0; }

/* photo panel with text inside */
.panel {
  position: relative; isolation: isolate; overflow: hidden;
  border-radius: var(--radius-lg); min-height: 420px;
  display: flex; align-items: center; padding: clamp(24px, 3vw, 40px);
  color: #fff;
}
.panel img.panel__bg { position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%; object-fit: cover; }
.panel::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(160deg, rgba(20, 45, 75, .70), rgba(24, 58, 95, .48));
}
.panel h2, .panel h3 { color: #fff; }
.panel p { color: rgba(255, 255, 255, .9); }
.panel .btn { margin-top: 1rem; }

.figure { margin: 0; }
.figure img { border-radius: var(--radius-lg); width: 100%; }
.figure figcaption { font-size: .84rem; color: var(--soft); margin-top: .6rem; }

.frame { border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--line); background: #fff; }
.frame img { width: 100%; display: block; }

/* ------------------------------------------------------------- stats */
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(16px, 2vw, 24px); }
.stat {
  background: var(--pale); border-radius: var(--radius-lg); padding: clamp(20px, 2.4vw, 30px);
  border-left: 4px solid var(--sky);
}
.stat b { display: block; font-size: clamp(2.4rem, 4.2vw, 3.4rem); line-height: 1; font-weight: 700; color: var(--navy); }
.stat span { display: block; margin-top: .7rem; font-size: .92rem; color: var(--text); }
.stat--plain { background: transparent; border-left: 0; text-align: center; }
.stat--plain b { font-size: clamp(2.6rem, 5vw, 4rem); font-weight: 300; }

.footnote { font-size: .78rem; color: var(--soft); margin-top: 1.1rem; }

/* ------------------------------------------------------------- steps */
.steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(16px, 2vw, 24px); }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 24px 22px; position: relative; }
.step .num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 34px; height: 34px; border-radius: 50%;
  background: var(--navy); color: #fff; font-size: .9rem; font-weight: 700; margin-bottom: .8rem;
}
.step h3 { font-size: 1rem; }
.step .kicker { display: block; font-size: .74rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--sky-2); margin-bottom: .35rem; }
.step p { font-size: .92rem; margin: 0; }

/* ------------------------------------------------------------- videos */
.videos { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px, 2.4vw, 26px); }
.video-card { margin: 0; }
.video-facade {
  position: relative; display: block; width: 100%; padding: 0; border: 0; cursor: pointer;
  background: #0e1f2e; border-radius: var(--radius-lg); overflow: hidden; aspect-ratio: 16 / 9;
}
.video-facade img { width: 100%; height: 100%; object-fit: cover; opacity: .9; }
.video-facade::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(10, 25, 40, .05), rgba(10, 25, 40, .42));
}
.video-facade .play {
  position: absolute; z-index: 2; inset: 0; margin: auto;
  width: 64px; height: 64px; border-radius: 50%;
  background: rgba(255, 255, 255, .92); color: var(--navy);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 26px rgba(8, 20, 34, .3);
}
.video-facade .play svg { width: 22px; height: 22px; margin-left: 3px; }
.video-facade:hover .play { background: #fff; transform: scale(1.05); }
.video-card figcaption { margin-top: .7rem; font-size: .95rem; color: var(--ink); font-weight: 500; }
.video-card .dur { color: var(--soft); font-weight: 400; font-size: .85rem; }
.video-embed { position: relative; aspect-ratio: 16 / 9; border-radius: var(--radius-lg); overflow: hidden; background: #000; }
.video-embed iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }

/* ------------------------------------------------------------- quote */
.quote { margin: 0; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(24px, 3vw, 38px); }
.quote blockquote { margin: 0; font-size: clamp(1.05rem, 1.7vw, 1.32rem); line-height: 1.5; color: var(--ink); font-weight: 500; }
.quote blockquote::before { content: '\201C'; color: var(--sky); font-size: 2.6rem; line-height: 0; vertical-align: -.35rem; margin-right: .18rem; }
.quote figcaption { margin-top: 1rem; font-size: .9rem; color: var(--soft); }
.quote figcaption b { color: var(--navy); }

/* ------------------------------------------------------------- table */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-lg); }
table.table { width: 100%; border-collapse: collapse; background: #fff; font-size: .95rem; min-width: 560px; }
.table th, .table td { padding: .9rem 1.1rem; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.table thead th { background: var(--navy); color: #fff; font-weight: 500; font-size: .88rem; letter-spacing: .03em; }
.table tbody tr:last-child td { border-bottom: 0; }
.table tbody th { color: var(--navy); font-weight: 700; width: 34%; }
.table td.yes { color: #2f7a4f; font-weight: 500; }
.table td.no { color: #a8462f; }

/* ------------------------------------------------------------- faq */
.acc { border-top: 1px solid var(--line); }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-btn {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  background: none; border: 0; padding: 1.15rem 0; cursor: pointer; text-align: left;
  font-family: inherit; font-size: 1.02rem; font-weight: 500; color: var(--navy);
}
.acc-btn:hover { color: var(--sky-2); }
.acc-btn .chev { flex: 0 0 auto; width: 18px; height: 18px; position: relative; }
.acc-btn .chev::before, .acc-btn .chev::after {
  content: ''; position: absolute; background: currentColor; border-radius: 2px; transition: transform .2s ease;
}
.acc-btn .chev::before { top: 8px; left: 1px; width: 16px; height: 2px; }
.acc-btn .chev::after { top: 1px; left: 8px; width: 2px; height: 16px; }
.acc-btn[aria-expanded="true"] .chev::after { transform: scaleY(0); }
.acc-panel { padding: 0 0 1.3rem; }
.acc-panel p { font-size: .96rem; color: var(--text); }
.acc-panel ul { font-size: .96rem; }

/* ------------------------------------------------------------- calculator */
.calc {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: clamp(22px, 3vw, 38px);
}
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(18px, 2.6vw, 34px); align-items: start; }
.field { margin-bottom: 1.1rem; }
.field label { display: block; font-size: .84rem; font-weight: 700; color: var(--navy); letter-spacing: .04em; text-transform: uppercase; margin-bottom: .4rem; }
.field input[type="number"], .field input[type="range"] { width: 100%; }
.field input[type="number"] {
  font-family: inherit; font-size: 1.25rem; color: var(--ink); padding: .6rem .8rem;
  border: 1px solid var(--line-2); border-radius: var(--radius); background: #fff;
}
.field input[type="number"]:focus { outline: 2px solid var(--sky); outline-offset: 1px; border-color: var(--sky); }
.field input[type="range"] { accent-color: var(--navy); }
.field .hint { font-size: .8rem; color: var(--soft); margin-top: .3rem; }
.calc-out { background: var(--pale); border-radius: var(--radius-lg); padding: clamp(20px, 2.4vw, 28px); }
.calc-out .big { font-size: clamp(2rem, 3.4vw, 2.8rem); font-weight: 700; color: var(--navy); line-height: 1.1; }
.calc-out .row { display: flex; justify-content: space-between; gap: 1rem; padding: .45rem 0; border-bottom: 1px dashed var(--line-2); font-size: .92rem; }
.calc-out .row:last-of-type { border-bottom: 0; }
.calc-out .row b { color: var(--ink); }

/* ------------------------------------------------------------- callout / notice */
.callout { border-radius: var(--radius-lg); padding: clamp(18px, 2vw, 26px); background: var(--pale); border-left: 4px solid var(--sky); }
.callout h3, .callout h4 { margin-bottom: .4rem; }
.callout p { font-size: .96rem; }
.callout--sand { background: #fdf4ec; border-left-color: #c98a52; }
.callout--navy { background: var(--sky-pale); border-left-color: var(--navy); }

.notice { border: 1px solid var(--line); border-left: 4px solid var(--sky); background: var(--pale-2); border-radius: var(--radius); padding: 1.05rem 1.2rem; font-size: .93rem; }
.notice b { color: var(--ink); }

/* ------------------------------------------------------------- people */
.people { display: grid; grid-template-columns: repeat(2, 1fr); gap: clamp(20px, 2.6vw, 34px); }
.person { display: grid; grid-template-columns: 116px 1fr; gap: 1.2rem; align-items: start; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.2rem; }
.person img { width: 116px; height: 116px; border-radius: 50%; object-fit: cover; background: var(--pale); }
.person h3 { margin-bottom: .1rem; font-size: 1.12rem; }
.person .role { font-size: .84rem; font-weight: 500; letter-spacing: .05em; text-transform: uppercase; color: var(--sky-2); margin-bottom: .55rem; }
.person p { font-size: .9rem; margin: 0; color: var(--text); }

.logos { display: grid; grid-template-columns: repeat(6, 1fr); gap: clamp(14px, 2vw, 26px); align-items: center; }
.logos img { width: 100%; height: auto; max-height: 64px; object-fit: contain; filter: grayscale(1); opacity: .82; transition: filter .2s ease, opacity .2s ease; }
.logos img:hover { filter: none; opacity: 1; }

/* ------------------------------------------------------------- cta band */
.cta-band { position: relative; isolation: isolate; color: #fff; padding: clamp(44px, 6vw, 76px) 0; overflow: hidden; }
.cta-band img.bg { position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%; object-fit: cover; }
.cta-band::after { content: ''; position: absolute; inset: 0; z-index: -1; background: linear-gradient(100deg, rgba(15, 38, 62, .88), rgba(26, 62, 100, .62)); }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255, 255, 255, .9); max-width: 60ch; }
.cta-band .actions { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: 1.3rem; }

/* ------------------------------------------------------------- lists */
.checks { list-style: none; padding: 0; margin: 0; }
.checks li { position: relative; padding-left: 1.9rem; margin-bottom: .7rem; font-size: .96rem; }
.checks li::before {
  content: ''; position: absolute; left: 0; top: .45em;
  width: 12px; height: 7px; border-left: 2px solid var(--sky-2); border-bottom: 2px solid var(--sky-2);
  transform: rotate(-45deg);
}
.checks--dark li::before { border-color: var(--sky); }

.pills { display: flex; flex-wrap: wrap; gap: .45rem; padding: 0; list-style: none; margin: 0; }
.pill { font-size: .82rem; font-weight: 500; color: var(--navy); background: var(--pale); border: 1px solid var(--line); border-radius: 999px; padding: .35rem .8rem; }

.flow { list-style: none; margin: 0; padding: 0; counter-reset: flow; }
.flow li { display: flex; gap: .85rem; align-items: flex-start; padding: .7rem 0; border-bottom: 1px solid var(--line); font-size: .94rem; }
.flow li:last-child { border-bottom: 0; }
.flow img { width: 34px; height: 34px; flex: 0 0 auto; object-fit: contain; }
.flow b { display: block; color: var(--navy); font-size: .84rem; letter-spacing: .04em; text-transform: uppercase; margin-bottom: .1rem; }
.flow span { color: var(--text); }

.kv { display: grid; grid-template-columns: max-content 1fr; gap: .55rem 1.4rem; margin: 0; font-size: .96rem; }
.kv dt { color: var(--soft); font-weight: 500; }
.kv dd { margin: 0; color: var(--ink); }

/* ------------------------------------------------------------- footer */
.site-footer { background: #fff; border-top: 1px solid var(--line); padding-top: clamp(36px, 4vw, 56px); }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: clamp(22px, 3vw, 40px); padding-bottom: 2.2rem; }
.site-footer h4 { font-size: .78rem; letter-spacing: .1em; text-transform: uppercase; color: var(--ink); margin-bottom: .9rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; font-size: .92rem; }
.site-footer li + li { margin-top: .45rem; }
.site-footer a { color: var(--text); }
.site-footer a:hover { color: var(--navy); }
.footer-brand img { height: 30px; margin-bottom: .8rem; }
.footer-brand p { font-size: .9rem; color: var(--soft); max-width: 34ch; }
.footer-bottom { border-top: 1px solid var(--line); padding: 1.1rem 0 1.4rem; display: flex; flex-wrap: wrap; gap: .6rem 1.4rem; align-items: center; justify-content: space-between; font-size: .82rem; color: var(--soft); }
.footer-bottom .disc { max-width: 62ch; }

.to-top {
  position: fixed; right: 22px; bottom: 22px; z-index: 80;
  width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line-2);
  background: rgba(255, 255, 255, .96); color: var(--navy); cursor: pointer;
  display: flex; align-items: center; justify-content: center; box-shadow: var(--shadow-sm);
  opacity: 0; pointer-events: none; transition: opacity .2s ease, transform .2s ease;
}
.to-top[data-show="true"] { opacity: 1; pointer-events: auto; }
.to-top:hover { transform: translateY(-2px); }

.visually-hidden {
  position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* reveal */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }

/* ------------------------------------------------------------- responsive */
@media (max-width: 1024px) {
  .grid-4, .steps { grid-template-columns: repeat(2, 1fr); }
  .videos { grid-template-columns: repeat(2, 1fr); }
  .logos { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .people { grid-template-columns: 1fr; }
}

@media (max-width: 860px) {
  .nav, .nav-cta { display: none; }
  .nav-toggle { display: inline-flex; }
  .split, .split--wide, .split--narrow { grid-template-columns: 1fr; }
  .panel { min-height: 340px; }
  .stats { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: 1fr; }
  .videos { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
  body { font-size: 16px; }
  .grid-2, .grid-3, .grid-4, .steps { grid-template-columns: 1fr; }
  .person { grid-template-columns: 84px 1fr; gap: .9rem; }
  .person img { width: 84px; height: 84px; }
  .logos { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 56px 0 60px; }
  .figure figcaption { font-size: .8rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

@media print {
  .site-header, .drawer, .scrim, .to-top, .video-facade .play { display: none !important; }
  body { color: #000; }
  a { color: #000; text-decoration: underline; }
  .hero, .panel, .cta-band { color: #000; background: #fff; }
  .hero::after, .panel::after, .cta-band::after { display: none; }
  .hero h1, .hero p, .cta-band h2, .cta-band p { color: #000; }
}